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Welcome FAMU Students! Your membership entitles you to a vast array of financial services and privileges with the Credit Union.

Type of Accounts

Share Account (regular savings), Share Draft Checking, Certificate of Deposits, Rattler Plus Checking, Diamondback Checking, and Platinum Checking, Christmas Club, Vacation Club, and Individual Retirement Accounts, (IRA).

Opening a New Share Account

A share account maybe opened with a little as $15.00, which includes a one-time $10.00 membership fee with the remaining $5.00 deposited directly into your new share account. Interest is compounded and paid quarterly.

The following documentation will be needed to open your account.

  • Proof of field of membership eligibility
  • A completed Signature Card
  • Valid Photo Identification card-an acceptable form of identification (e.g. a valid driver’s license, us passport, military id, i-94, us naturalization card, etc.)
  • Copy of social security card

Membership Loan Services

Automobile Financing (new and used cars), Personal Line of  Credit, Tier-Lending Programs , Home Equity Loans, and Unsecured and Secured Visas.

Visit Sallie Mae Smart Option Student Loan


Other Member Services

  • Direct Deposits
  • Payroll Deductions
  • Notary Services
  • Money Order
  • Official Checks
  • Prepaid Visa Gift Cards
  • Wire Transfers( domestic and international wires)                            
  • Rattler Home Banking with Bill Payer and Money line

(24-hour access to account information, inclusive of money transfers and loan advances)

  • Master Debit Cards (ATM Network includes  Credit Union 24 and ACCEL Exchange)

For more information regarding our diverse products and services, please refer to the “Understanding Your Account” disclosure brochure and the FAMU Federal Credit Union product brochure. The staff of the FAMU Federal Credit Union believes your patronage and support is important, therefore we will make every effort possible toward meeting your financial expectations.

Note: A service charge will be assessed for accounts that are closed within 90 days. Please refer to our fee schedule for applicable fees.