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Florida A&M Federal Credit Union
Florida A&M Federal Credit Union







Fee Schedule
Fee Schedule

MEMBERSHIP LEVEL
NEW MEMBERSHIP $10.00
MEMBERSHIP TERMINATED WITHIN 30 DAYS $30.00
REINSTATEMENT OF CLOSED ACCOUNT(S) $35.00
INSUFFICIENT FUNDS
CHECKS/SHARE DRAFTS RETURNED $35.00
DEPOSITS RETURNED NSF $25.00
UNCOLLECTED FUNDS $30.00
NOTE: Reg. D Transfers (savings to checking) up to six per month including transfers from Rattler Home Banking and Moneyline. Any transfers exceeding the allotted 6 per month are subject to the appropriate NSF fee of $30.00.
MEMBER ACCOUNT
DUPLICATE MONTHLY/QUARTERLY STATEMENTS $5.00/Pg
CHRISTMAS CLUB - Closing or Early Withdrawal $25.00
(CD/Share Certificate) Closing Or Early Withdrawal Prior To Maturity May Or May Not Be Subject To Penalty)  
OFFICIAL CHECKS
OFFICIAL CHECKS (teller checks) $5.00
OFFICIAL CHECKS PAYABLE TO MEMBERS
    (Note: Members 62 years or older)
FREE
FREE
CASHIERS CHECKS $8.00
MONEY ORDERS
    Rattler Plus, Diamondback & Platinum Accounts
$5.00
FREE
SHARE DRAFTS (CHECKING ACCOUNTS)
SHARE DRAFT COPY (PER COPY) $10.00
ACCOUNT HISTORY (PER ACCOUNT) $3.00
SHARE DRAFT ACCOUNT RECONCILIATION $25.00/HR
SHARE DRAFT STOP PAYMENT $12.00/DRAFT
SHARE DRAFT STOP PAYMENT ON SERIES $20.00
SHARE DRAFT/CHECK ORDERS Cost Of Selected Style By Member
RATTLER PLUS ACCOUNTS 1st Order Only - FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
BELOW THE MINIMUM BALANCE FEE $15.00
RATTLER VISA CLASSIC AND VISA GOLD
ANNUAL FEE FREE
REPLACE LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
OVERLIMIT FEE $25.00
LATE PAYMENT CHARGE $15.00
RUSH NEW CARD $25.00 + postage
REPLACEMENT OF DAMAGE CARD $8.00
REPLACEMENT CARD (name change) $8.00
RETURN CHECK FEE (payment on account) $30.00
CASH ADVANCES: MEMBERS FREE
CASH ADVANCES: NON-MEMBERS $15.00
ATM FEES
BALANCE INQUIRY $1.00
TRANSACTIONAL FEE (per location charge) VARIES
1st FOUR MONTHLY TRANSACTIONS (with us) FREE
ADDITIONAL MONTHLY TRANSACTIONS $1.00
DEPOSITS AT AVAILABLE ATMs FREE
ATM CARD ISSUANCE FREE
JOINT ISSUANCE $5.00
REPLACEMENT OF DAMAGED ATM CARD (within one year of issuance) FREE
REPLACEMENT OF DAMAGED ATM CARD (after one year of issuance) $10.00
REPLACEMENT OF LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
4TH REPLACEMENT OF CARD $30.00
CARD FOR 2ND CHECKING ACCOUNT $5.00
ATM CORRECTION DONE BY CREDIT UNION $5.00
ATM OVERDRAFT TRANSFER $20.00
ATM TRANSACTION RESEARCH FEE $25.00
RUSH NEW CARD $20.00 + Postage
ATM OVERDRAFT FEE $35.00
DEBIT CARD FEES
DEBIT CARD ISSUANCE (initial) FREE
REPLACEMENT OF DAMAGED ATM CARD (within one year of issuance) $5.00
REPLACEMENT OF DAMAGED ATM CARD (after one year of issuance) $15.00
REPLACEMENT OF LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
4TH REPLACEMENT OF CARD $30.00
CARD FOR 2ND CHECKING ACCOUNT $7.00
DEBIT CARD CORRECTION DONE BY CREDIT UNION $7.00
DEBIT CARD OVERDRAFT TRANSFER $25.00
DEBIT CARD TRANSACTION RESEARCH FEE $30.00
RUSH NEW CARD $20.00 + postage
SELF-SERVICE BANKING
RATTLER MONEY LINE (SET-UP, INQUIRES, LOAN ADVANCES, TRANSFERS OR WITHDRAWALS) FREE
RATTLER HOME BANKING (Excluding Bill Payer) FREE
RATTLER HOME BANKING BILLPAYER FREE
WIRE TRANSFERS
DOMESTIC $15.00
INTERNATIONAL $25.00
DOMESTIC INCOMING WIRE FEE $6.00
INTERNATIONAL INCOMING WIRE FEE $10.00
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
AMERICAN EXPRESS TRAVELERS CHEQUES
STANDARD $3.00
TWO SIGNATURES $4.50
GIFT CHECKS $5.00
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
VISA GIFT CARDS
RATTLER PLUS MEMBERS
$10 - $250 $1.50
$251 - $500 $3.00
      
DIAMOND BACK MEMBERS
$10 - $250 $.75
$251- $500 $1.50
DIAMOND BACK MEMBERS
$10 - $500 FREE
SAFE DEPOSIT BOX FEES
3x5 (Annual) $40.00
3x10 (Annual) $60.00
5x10 (Annual) $85.00
10x10(Annual) $160.00
RENTAL LATE FEE $30.00
KEY DEPOSIT (One Time Only) $30.00
LOST KEY FEE $40.00
BOX DRILLING (ALL KEYS LOST) At Cost
NOTARY SERVICES
MEMBERS FREE
NON-MEMBERS $3.00
FACSIMILE SERVICE
COVER SHEET $2.00/Pg
LOCAL $2.00/Pg
CONTINENTAL UNITED STATES $3.00/Pg
INTERNATIONAL $10.00/Pg
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
RETURNED MAIL
DUE TO INCORRECT ADDRESS $4.00
LOAN APPLICATION FEES
FIRST TIME APPLICANTS $35.00
RATTLER PLUS, DIAMONDBACK & PLATINUM FREE
RESIDENTIAL LENDING FEES
HOME EQUITY LOAN Cost charged by Credit Bureau
APPRAISAL FEE Varies by State
RESIDENTIAL 1ST MORTGAGES (App. Fee) $50.00
RESIDENTIAL 1ST MORTGAGES (Credit Report) Cost charged by Credit Bureau
MISCELLANEOUS FEES
CREDIT LIFE Cost charged by insurance company
DISABILITY Cost charged by insurance company
GAP Cost charged by insurance company
EXTENDED WARRANTIES Cost charged by insurance company
COPYING SERVICES
MEMBERS $1.00
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
NON-MEMBERS $2.00
NON-MEMBER FEES
OFFICIAL CHECKS $12.00
MONEY ORDERS (under $500.00) $8.00
MONEY ORDERS (over $500.00) $15.00
STATE WARRANTS CASHED (under $500.00) $10.00
STATE WARRANTS CASHED (over $500.00) $15.00
CHECKS ISSUED BY THE UNIVERSITY (under $500.00) $8.00
CHECKS ISSUED BY THE UNIVERSITY (over $500.00) $15.00
CASH ADVANCE FEE (non-members) $15.00
COLLECTION ITEM (domestic) $15.00
COLLECTION ITEM (international) $25.00
INCOMING WIRE TRANSFER (domestic) $20.00
INCOMING WIRE TRANSFER (International) $30.00









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