Credit Card Access
Online BillPayer
Online BankingSecurityRates and FeesBank FormsFAMU FCU ServicesAbout FAMU FCUNewsletterPrivacy PolicyContact FAMU FCUHome Page
Florida A&M Federal Credit Union
Florida A&M Federal Credit Union







Fee Schedule
Fee Schedule


 

MEMBERSHIP LEVEL
NEW MEMBERSHIP $10.00
MEMBERSHIP TERMINATED WITHIN 30 DAYS $30.00
REINSTATEMENT OF CLOSED ACCOUNT(S) $35.00
INSUFFICIENT FUNDS
CHECKS/SHARE DRAFTS RETURNED $35.00
DEPOSITS RETURNED NSF $25.00
UNCOLLECTED FUNDS $30.00
NOTE: Reg. D Transfers (savings to checking) up to six per month including transfers from Rattler Home Banking and Moneyline. Any transfers exceeding the allotted 6 per month are subject to the appropriate NSF fee of $30.00.
MEMBER ACCOUNT
DUPLICATE MONTHLY/QUARTERLY STATEMENTS $5.00/Pg
CHRISTMAS CLUB - Closing or Early Withdrawal $25.00
(CD/Share Certificate) Closing Or Early Withdrawal Prior To Maturity May Or May Not Be Subject To Penalty)  
OFFICIAL CHECKS
OFFICIAL CHECKS (teller checks) $5.00
OFFICIAL CHECKS PAYABLE TO MEMBERS
    (Note: Members 62 years or older)
FREE
FREE
CASHIERS CHECKS $8.00
MONEY ORDERS
    Rattler Plus, Diamondback & Platinum Accounts
$5.00
FREE
SHARE DRAFTS (CHECKING ACCOUNTS)
SHARE DRAFT COPY (PER COPY) $10.00
ACCOUNT HISTORY (PER ACCOUNT) $3.00
SHARE DRAFT ACCOUNT RECONCILIATION $25.00/HR
SHARE DRAFT STOP PAYMENT $12.00/DRAFT
SHARE DRAFT STOP PAYMENT ON SERIES $20.00
SHARE DRAFT/CHECK ORDERS Cost Of Selected Style By Member
RATTLER PLUS ACCOUNTS 1st Order Only - FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
BELOW THE MINIMUM BALANCE FEE $15.00
RATTLER VISA CLASSIC AND VISA GOLD
ANNUAL FEE FREE
REPLACE LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
OVERLIMIT FEE $25.00
LATE PAYMENT CHARGE $15.00
RUSH NEW CARD $25.00 + postage
REPLACEMENT OF DAMAGE CARD $8.00
REPLACEMENT CARD (name change) $8.00
RETURN CHECK FEE (payment on account) $30.00
CASH ADVANCES: MEMBERS FREE
CASH ADVANCES: NON-MEMBERS $15.00
ATM FEES
BALANCE INQUIRY $1.00
TRANSACTIONAL FEE (per location charge) VARIES
1st FOUR MONTHLY TRANSACTIONS (with us) FREE
ADDITIONAL MONTHLY TRANSACTIONS $1.00
DEPOSITS AT AVAILABLE ATMs FREE
ATM CARD ISSUANCE FREE
JOINT ISSUANCE $5.00
REPLACEMENT OF DAMAGED ATM CARD (within one year of issuance) FREE
REPLACEMENT OF DAMAGED ATM CARD (after one year of issuance) $10.00
REPLACEMENT OF LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
4TH REPLACEMENT OF CARD $30.00
CARD FOR 2ND CHECKING ACCOUNT $5.00
ATM CORRECTION DONE BY CREDIT UNION $5.00
ATM OVERDRAFT TRANSFER $20.00
ATM TRANSACTION RESEARCH FEE $25.00
RUSH NEW CARD $20.00 + Postage
ATM OVERDRAFT FEE $35.00
DEBIT CARD FEES
DEBIT CARD ISSUANCE (initial) FREE
REPLACEMENT OF DAMAGED ATM CARD (within one year of issuance) $5.00
REPLACEMENT OF DAMAGED ATM CARD (after one year of issuance) $15.00
REPLACEMENT OF LOST/STOLEN CARD $15.00
2ND REPLACEMENT OF CARD $20.00
3RD REPLACEMENT OF CARD $25.00
4TH REPLACEMENT OF CARD $30.00
CARD FOR 2ND CHECKING ACCOUNT $7.00
DEBIT CARD CORRECTION DONE BY CREDIT UNION $7.00
DEBIT CARD OVERDRAFT TRANSFER $25.00
DEBIT CARD TRANSACTION RESEARCH FEE $30.00
RUSH NEW CARD $20.00 + postage
SELF-SERVICE BANKING
RATTLER MONEY LINE (SET-UP, INQUIRES, LOAN ADVANCES, TRANSFERS OR WITHDRAWALS) FREE
RATTLER HOME BANKING (Including Bill Payer) FREE
RATTLER HOME BANKING BILLPAYER FREE
WIRE TRANSFERS
DOMESTIC $15.00
INTERNATIONAL $25.00
DOMESTIC INCOMING WIRE FEE $6.00
INTERNATIONAL INCOMING WIRE FEE $10.00
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
 
   
   
   
   
   
RELOADABLE VISA GIFT CARDS
 
ANY AMOUNT $6.45
DIAMONDBACK AND RATTLER PLUS MEMBERS $3.45
PLATINUM  FREE
   
   
   
 
   
   
   
   
   
   
 
   
SAFE DEPOSIT BOX FEES
3x5 (Annual) $35.00
3x10 (Annual) $55.00
5x10 (Annual) $80.00
10x10(Annual) $150.00
RENTAL LATE FEE $30.00
KEY DEPOSIT (One Time Only) $30.00
LOST KEY FEE $40.00
BOX DRILLING (ALL KEYS LOST) At Cost
NOTARY SERVICES
MEMBERS FREE
NON-MEMBERS $3.00 per notarized page
FACSIMILE SERVICE
COVER SHEET $2.00/Pg
LOCAL $2.00/Pg
CONTINENTAL UNITED STATES $3.00/Pg
INTERNATIONAL $10.00/Pg
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
RETURNED MAIL
DUE TO INCORRECT ADDRESS $4.00
LOAN APPLICATION FEES
FIRST TIME APPLICANTS $50.00
RATTLER PLUS, DIAMONDBACK & PLATINUM FREE
RESIDENTIAL LENDING FEES
HOME EQUITY LOAN Cost charged by Credit Bureau
APPRAISAL FEE Varies by State
RESIDENTIAL 1ST MORTGAGES (App. Fee) $50.00
RESIDENTIAL 1ST MORTGAGES (Credit Report) Cost charged by Credit Bureau
MISCELLANEOUS FEES
CREDIT LIFE Cost charged by insurance company
DISABILITY Cost charged by insurance company
GAP $225.00
EXTENDED WARRANTIES Cost charged by insurance company
COPYING SERVICES
MEMBERS $1.00
RATTLER PLUS ACCOUNTS FREE
DIAMONDBACK & PLATINUM ACCOUNTS FREE
NON-MEMBERS $2.00
NON-MEMBER FEES
OFFICIAL CHECKS $12.00
MONEY ORDERS (under $500.00) $8.00
MONEY ORDERS (over $500.00) $15.00
STATE WARRANTS CASHED (under $500.00) $10.00
STATE WARRANTS CASHED (over $500.00) $15.00
CHECKS ISSUED BY THE UNIVERSITY (under $500.00) $8.00
CHECKS ISSUED BY THE UNIVERSITY (over $500.00) $15.00
CASH ADVANCE FEE (non-members) $15.00
COLLECTION ITEM (domestic) $15.00
COLLECTION ITEM (international) $25.00
INCOMING WIRE TRANSFER (domestic) $20.00
INCOMING WIRE TRANSFER (International) $30.00









Equifax Credit Report  |  Rates  |  Calculators  |  Services  |  About Us  |  Contact Information  |  Home Page
---- © 2003 Florida A&M University Federal Credit Union ----
Web site design by JSS Enterprises


NCUA